Cruise Insurance

Author Message   David Advanced Member Username: Reverie4401 Post Number: 180 Registered: 02-2008 Posted on Tuesday, April 27, 2010 - 11:02 am:    Another source is USAA. I usually check "Insure my Trip" and find that USAA has the best prices some of the products. We also travel at least two times a year on cruises and always purchase travel insurance in case we get sick or other problems en route. Health care is a profit center on ships now. So their costs are really high. David   RICHARD GARBE Member Username: Garbalu46 Post Number: 24 Registered: 06-2003 Posted on Monday, April 26, 2010 - 07:56 pm:    I got really sick just before our cruise last year, was in the hosp. for a week. We used travel guard. The insurance paid for everything we spent. Whatever it cost it was well worth it. We cruise at least twice a year and will not travel without insurance.   Dalton Hanks Member Username: Dhanks0001 Post Number: 29 Registered: 06-2003 Posted on Thursday, April 15, 2010 - 12:23 am:    I'd like to say thanks to everyone for the info. I tried my visa platinum card but not much coverage there, except for death or loss of limb. I then tried Access America and it was $291. I couldn't get into insurance store so i tried Dee Dee's suggestion and got a good rate for a 31 day South Pacific trip at only $191 total for both of us. I booked that one and it has trip guarantee as well as medical and evacuation at one million. Thanks for all the info. This site is great.   REDLEG Advanced Member Username: Redleg99999 Post Number: 178 Registered: 01-2007 Posted on Wednesday, April 14, 2010 - 02:15 am:    I haven't paid for the cruise yet.It is not due until August 2010. All I have done is book it. In 2007 I paid $250 to NCL for future cruise. We should be ok. So does anyone have info re policies cost etc?   DeeDee Clarke Senior Member Username: Deedee Post Number: 603 Registered: 05-2004 Posted on Wednesday, April 14, 2010 - 02:09 am:    For pre-existing medical conditions to be covered by trip insurance, the insurance often has to be purchased within a certain number of days after payment for the trip. Be sure to read the fine print if you think this may apply to you.   REDLEG Advanced Member Username: Redleg99999 Post Number: 177 Registered: 01-2007 Posted on Wednesday, April 14, 2010 - 01:15 am:    I have read this thread with interest. As you can see by my other postings,my wife and I are taking a Carribean cruise in Oct 2010. On our last cruise we purchased the Norwegian Cruise Lines Platinum Travel Insurance.Our main concern is the medical portion. Especially the part where we can be flown out to the US for treatment should that be required.(the trip ins is also nice).Does anyone know if the Insurance carriers mentioned in this thread are less expensive? Reliable? We both have pre existing conditions but nothing that will cause a problem cruising. Heck we snorkle and hike. Any info from those of you who have had experience would be greatly appreciated.Oh and since the cruise is during Hurricane season would that be covered?   E.L.Fink Intermediate Member Username: Yahootie Post Number: 87 Registered: 08-2009 Posted on Tuesday, April 13, 2010 - 12:56 pm:    Thanks for the tip! We took out vacation insurance with Accessamerica for period of 29-days & $900 in travel costs for $86. Being under Texas law, they couldn't cover us for auto. elf   CanDoEZ Intermediate Member Username: Daytona_john Post Number: 119 Registered: 06-2003 Posted on Monday, April 12, 2010 - 12:26 pm:    Check to see if you have a "World Card" credit card. My Mastercard "World" card provides trip insurance that is equal to most crusie line trip insurance and it is a free benefit of the card.   Cherry C. Senior Member Username: Cherry Post Number: 6207 Registered: 06-2003 Posted on Monday, April 12, 2010 - 12:10 pm:    Dalton, you may have recalled my previous mentions of this travel insurance agency: http://www.tripinsurancestore.com/ I have used them several times and received excellent, personalized service. They will compare insurors and work to get you exactly what you need. (On one trip we did have a claim, and it was very promptly paid.)   DeeDee Clarke Senior Member Username: Deedee Post Number: 601 Registered: 05-2004 Posted on Monday, April 12, 2010 - 02:01 am:    If you go to www.insuremytrip.com you can compare prices and coverage from several companies.   Roger Johnson Advanced Member Username: Rwjohn6 Post Number: 317 Registered: 05-2008 Posted on Sunday, April 11, 2010 - 02:52 pm:    I have used this company many times with one claim that they paid very fast. http://www.accessamerica.com/ Roger in Fl   Dalton Hanks Member Username: Dhanks0001 Post Number: 28 Registered: 06-2003 Posted on Sunday, April 11, 2010 - 02:40 pm:    Does anyone know of a discount cruise insurer that is reputable. We are going on a 31 day cruise to the South Pacific and the insurance offered by the discounter seemed a bit high. In the past I saw a mention of a good company posted on this site but was unable to find it again. Thanks in advance