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Wreck with rental car in England

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Bob Dart
Senior Member
Username: Bobdart

Post Number: 1561
Registered: 06-2005
Posted From: 98.228.197.246
Posted on Sunday, June 06, 2010 - 10:56 pm:   

Rowland, I can empathize with you as I rolled a car in New Zealand totaling the it two years ago. Good luck.
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Rowland Priddy
Member
Username: Rowland12

Post Number: 12
Registered: 10-2008
Posted From: 75.228.240.71
Posted on Saturday, June 05, 2010 - 09:04 pm:   

John and Martha
You might be right, I was thinking I turned the insurance down, but I just went back and read the contract again and CDW is included with the rate. So, I might be out $900.00. It was the truck who was wrong and his insurance should pay. BUT? we shall see..
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John D.
Moderator
Username: John_d

Post Number: 4609
Registered: 06-2003
Posted From: 95.208.80.143
Posted on Saturday, June 05, 2010 - 06:22 pm:   

Martha,

That's correct. Many credit card companies will cover rental insurance in lieu of the CDW (e.g. the link to Masterrental below) and one of the stipulations is that you decline the CDW from the rental car company.

http://www.citibank.com/us/cards/gen-content/en.htm
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Martha Fralia
Advanced Member
Username: Mjfralia

Post Number: 390
Registered: 06-2003
Posted From: 75.141.137.233
Posted on Saturday, June 05, 2010 - 06:13 pm:   

Didn't think the credit card would pay unless the CSW was declined at the time of rental. Let us know how it turns out.
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John D.
Moderator
Username: John_d

Post Number: 4606
Registered: 06-2003
Posted From: 95.208.80.143
Posted on Saturday, June 05, 2010 - 04:48 pm:   

Martha,

You may be thinking of Collision Damage Waiver (CDW) insurance (which I'm sure Rowland had). Sounds like Rowland ended up paying the deductible on the CDW (which is called the "excess" in some countries).
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Martha Fralia
Advanced Member
Username: Mjfralia

Post Number: 389
Registered: 06-2003
Posted From: 75.141.137.233
Posted on Saturday, June 05, 2010 - 04:24 pm:   

I thought rental companies in the UK required that you take their insurance.
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John R Garrison
Senior Member
Username: Majorg

Post Number: 2694
Registered: 02-2006
Posted From: 208.81.157.86
Posted on Saturday, June 05, 2010 - 12:57 pm:   

Rowland:

You were fortunate to only be charged 650 BPS...In some European countries, you could have been charged the full price of the car (to be sorted out after you returned to the US).

Happy Travels, John
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Rowland Priddy
Member
Username: Rowland12

Post Number: 11
Registered: 10-2008
Posted From: 75.247.91.67
Posted on Saturday, June 05, 2010 - 04:27 am:   

Almost made the 3 weeks in England without a problem. I rented a car from Enterprise for 22 pounds a day for 21 days. I planned on turning it in on a Sat in Mildenhall, but on Fri., on the M-25 an 18 wheeler from Poland decieded to change lanes and hit us. No one hurt and not a whole lot of damage. I turned the car in on Sat. morning and was changed the excess of 650 Pounds.
Mastercard will pick it up if the 18 wheeler's insurance does not, but it has been charged to my card. A bunch of paperwork and time to get all this straight. I guess it will all come out in the wash, but what a bummer on the end of great trip.

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